Pool Financing Options in
San Antonio

Flexible Pool Financing Made Easy

Preferred Pool Financing Partners

Worthey Aquatics proudly works with reputable pool financing providers who make it easy for you to secure the right loan for your needs. Here are three popular options our customers use — placeholders so you can add your partners when you’re ready:

HFS Financial

HFS Financial specializes in helping homeowners secure swimming pool and home improvement loans with fast approvals, no stage funding, and terms up to 20 years.


  • No Impact on Credit to Apply
  • 100% Personal and unsecured Loans
  • Every $50k as low as $358/month
  • Every $100k as low as $716/month
  • Terms up to 20 Years
  • Loans up to $500,000

Apply Here

Lyon Financial

With over 40 years of experience, Lyon Financial offers customized pool financing solutions, competitive rates, and expert support to make your backyard dreams a reality.


  • Low, fixed rates
  • Loans up to $200,000
  • Terms up to 30 years
  • No consulting fees
  • No prepayment penalties
  • No equity or appraisals required
  • Electronic documents for fast approvals
  • Partner with homeowner and pool professional until project is complete

Apply Here

Viking Capital

Viking Capital provides flexible and competitive pool financing options with low rates, quick approvals, and personalized service to fit your unique financial needs.

Apply Here

Frost Bank

Whether you need to borrow for a home improvement project, unexpected expenses, or education, you get more than just competitive rates and flexible options with Frost. You get a dedicated lender in your corner every step of the way.

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Apply Here

Tips for Choosing the Right Pool Loan

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Compare interest rates, terms, and fees.

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Check for prepayment penalties — paying off early can save you money.

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Consider whether a home equity loan, personal loan, or specialized pool loan is best for your situation.

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Ask questions! We’re here to guide you through every step.

What Can Pool Financing Include?

Our trusted financing partners offer flexible pool loans that can cover everything you need for your dream backyard, including:

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New custom pool design & construction

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Complete pool remodeling & renovations

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Outdoor living spaces: kitchens, patios, pergolas, and fire pits

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Energy-efficient equipment upgrades like pumps, filters, or heaters

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Luxury add-ons: waterfalls, spas, automation, LED lighting

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Permits, materials, and labor — all rolled into one easy loan

Financing Options for Every Homeowner

Affordable Solutions for Your Dream Pool & Backyard

At Worthey Aquatics, we believe every homeowner deserves a backyard oasis they can afford — without the stress of large up-front costs or draining your savings. That’s why we offer flexible pool financing options to make building a new pool, renovating an outdated one, or upgrading your outdoor living space easier than ever.

Whether you’re dreaming of a modern custom pool, a complete backyard retreat, or an energy-saving equipment upgrade, we’ll guide you through simple, affordable financing so you can dive in sooner — and pay over time.

Get Started Today

Enjoy Your Pool Now!

Don’t wait years to save up

Affordable Monthly Payments

Choose terms that fit your budget

Protect Your Cash Flow

Keep savings available for other home projects or emergencies

Boost Your Home Value

A beautiful pool or backyard upgrade adds real estate appeal and daily enjoyment

From Application to Installation

How Pool Financing Works

We make pool financing simple and stress-free with a step-by-step process:

1. Free Consultation Estimate

It starts with a personal meeting at your home. Our design team will listen to your goals, measure your space, and create a detailed estimate for your new pool, remodel, or outdoor living upgrade.

2. Explore Financing Options

Once you have your estimate, we’ll connect you with our trusted financing partners. They specialize in swimming pool loans and understand the unique needs of pool construction and backyard transformations.

3. Apply Online

Our partners offer simple online applications with fast pre-approvals, competitive rates, and flexible payment terms — so you know exactly what to expect before we break ground.

4. Build Now, Pay Over Time

When you secure your loan, you can get started on your dream project immediately — and enjoy your backyard transformation now while you spread out payments in a way that fits your budget.

Serving San Antonio & Beyond

Worthey Aquatics is proud to help homeowners in San Antonio and surrounding communities make their backyard dreams a reality with affordable pool financing solutions. We serve New Braunfels, Wimberley, San Marcos, Seguin, Schertz, Alamo Heights, Live Oak, Helotes, Cibolo, Boerne, Fredericksburg, Comfort, Kerrville and other Hill Country areas.

Schedule Your Free Consultation

Frequently Asked Questions

Common Questions About Pool Financing in San Antonio

How much does it cost to build a pool in San Antonio?

Custom pools typically start around $50,000–$100,000+, depending on size, features, and materials. We provide a clear estimate during your design consultation.

What credit score do I need for pool financing?

Most lenders prefer a credit score of 650+, but options can vary. Our trusted partners will help you understand your eligibility.

Can I finance a remodel or just new construction?

Absolutely! Pool loans can cover renovations, upgrades, new equipment, or modern add-ons like spas and water features.

Can outdoor living spaces be included in my loan?

Yes! Many homeowners bundle outdoor kitchens, patios, pergolas, or fire pits into their pool loan to create a complete backyard retreat.

How long does it take to get approved?

Many lenders provide approvals in just a few days — so you can move forward with your project quickly.

Why San Antonio Homeowners Trust Worthey Aquatics

Homeowners across San Antonio choose Worthey Aquatics because we:

✔️ Deliver stunning custom pools and backyard spaces
✔️ Offer trusted, stress-free financing options
✔️ Communicate clearly and keep projects on budget
✔️ Stand behind our work with warranties and reliable Pool Maintenance & Cleaning

We’re here to help you build, remodel, or refresh your pool — and enjoy it for years to come.

Ready to Build? Let’s Talk Pool Financing

Schedule Your Free Consultation